How Long Does it Take to Get a Cash Loan?
In most cases, you can get a cash loan approved and money in your account within the same day. But there is a process to get there, and the more you know about it the better equipped you will be to avoid delays. In this article, we’ll discuss the four stages of the loan application […]
Payday Loans vs Personal Loans: 6 Point Comparison
The term Payday Loan has a stigma attached to it which is very real in terms of credit regulation and the damage it can do to someone’s finances. However, in Australia, payday loans are so heavily regulated that consumers will not encounter the predatory practices that are possible elsewhere. They are still more expensive than […]
Why Lenders Examine Your Bank Statements
When applying for a cash loan, most people immediately think of their credit history, or credit score, as the most important factor. However, due to a combination of government regulation and digitised loan assessments, lenders will usually examine your bank transaction data. This can be a huge benefit to you if your credit score is […]
Alternatives to Wage Advance Apps
Running short on cash before payday can make services like Beforepay, MyPayNow, or AdvancePay incredibly tempting. While a wage advance feels like an easy solution to short term cash flow needs, repeated use creates an expensive cycle that may complicate future loan applications. If you have the cash flow to break out of this pattern […]
SACC vs MACC: Detailed Cash Loan Comparison
Short term cash lending is different from your standard personal loan, which is usually repaid over many years. They are designed to fill a gap in your finances when you have an unexpected bill or large expenses that need to be paid quickly. Think urgent car repairs, rental bonds, medical expenses. The type of bill […]
Can I Get a Cash Loan Quickly With a Bad Credit History
You can get a loan with past credit problems in some circumstances, but it will be dependent on the rest of your financial profile being in good shape. Lenders consider a number of factors outside of just your credit report. This benefits those who have hit trouble in the past but have since built a […]